How to check First Bank Account Balance

How to check First Bank Account Balance

First Bank, a leading financial institution, offers a variety of services to its customers, including the ability to check your account balance. Keeping track of your account balances is essential for effective financial management and to ensure that you have the funds you need for your financial needs. 

In this article, we will explore the different methods available to check your First Bank account balance. Whether you prefer traditional methods like ATM or branch access or digital options like mobile banking apps and online platforms, we have something for you. 

By following the steps in this article, you’ll gain the knowledge to easily access your First Bank account balance and stay on top of your finances. So go ahead and learn the different ways to check your First Bank account balance. 

Overview of First Bank Account Balance

Knowing your First Bank account balance is essential for effective financial management. 

1. Regularly checking your account balance allows you to keep track of your transactions, track your expenses, and ensure that you have enough funds to meet your financial obligations. 

2. By keeping your account balance up to date, you can make informed decisions about your finances, avoid overdraft or underfunding, and stay in control of your finances.

3. Keeping track of your account balances provides a clear picture of your financial health. It allows you to assess your income and expenses, identify unauthorized transactions or errors, and plan a budget accordingly. 

4. By understanding your account balance, you can make informed decisions about saving, spending, and investing your money.

5. Plus, knowing your account balance will help you avoid unnecessary fees or penalties. This allows you to stick to your budget, avoid overcharging your account, and make timely payments.

6. By keeping a close eye on your account balance, you can avoid financial surprises and maintain a healthy financial position.

Overall, checking your First Bank account balance regularly allows you to take control of your finances, make informed financial decisions, and ensure your financial stability. With different methods available to check your account balance, you can easily access this information whenever you need it, helping you to take control of your financial journey. 

Traditional Method of Checking Firstbank Account Balance

First Bank offers several traditional methods for checking your account balance. These methods are already widely used and accessible to customers who prefer face-to-face interaction. 

Here are two popular traditional methods:

1. ATM (automatic teller machine)

First Bank has an extensive network of ATMs conveniently located in various locations. 

Checking your account balance through an ATM is a simple process:

• Locate the nearest First Bank ATM. 
• Insert your First Bank debit card into the card slot.
• Enter your personal identification number (PIN) when prompted.
• Select the “Balance Check” option on the ATM screen.
• The ATM will display your account balance on the screen. Record the information or request a printed invoice for reference.

2. Visit the branch

Visiting a First Bank branch allows you to interact directly with a bank teller who can help you check your account balance. 

Follow these steps:

• Locate the nearest First Bank branch.
• Bring your valid ID and account details.
• Enter a branch and approach a bank teller.
• Request to check your account balance.
• Provide the necessary information requested by the cashier, such as your account number or ID. 
• The cashier will verify your information and provide you with the account balance. 

Modern Method of Checking Firstbank Account Balance

First Bank offers convenient digital methods to check your account balance, giving customers quick and easy access to their financial information. These methods take advantage of technology and can be accessed via mobile devices or online platforms. 

Here are three common methods:

1. Mobile banking application

First Bank’s mobile banking app lets you check your account balances on the go. 

Here’s how you can use the mobile banking app to access your account balance:

• Download and install the First Bank mobile banking app from the app store on your device. 
• Launch the app and log in with your online banking credentials. If you don’t have an account, you can sign up through the app.
• After Sign in, navigate to the account summary or account balance in the app. 
• Your account balance will be displayed on the screen, along with any recent transactions or additional account details.

2. Online banking services

First Bank’s online banking platform provides a web interface to access your account information. 

To check your account balance online, follow these steps:

• Visit First Bank’s official website using a web browser on your computer or mobile device. 
• Find the online banking login area and enter your online banking credentials (username and password).
• Once signed in, navigate to the account summary or account balance.
• Your account balance will be displayed on the screen, along with your transaction history and other account details 

3. USSD code

First Bank provides a USSD (Unstructured Additional Service Data) code that allows you to check your account balance using a registered mobile phone. USSD codes are short codes that can be called directly from your phone’s dialer without an internet connection. 

Here’s how to check your First Bank account balance with a USSD code:

• Make sure your mobile phone is connected to a network signal.
• Open the phone dialer app.
• Dial the following USSD code: *894*00#
• Press the call button to initialize the USSD code. 
• After dialing the code, a menu will appear on your screen with various options.
• Select the appropriate option to check your account balance. This option may vary depending on the specific menu structure provided by First Bank.
• Follow the on-screen prompts and enter any additional details requested, such as your account number or PIN.
• Within seconds you will receive an SMS (Short Message Service) containing your First Bank account balance. 

Note the information provided in the SMS for your reference. 

FAQs

Can I check my First Bank account balance online?

Yes, First Bank offers an online banking platform where you can log in to your account and access your account balance. Visit First Bank’s official website and log in with your online banking credentials to view your account balance and other account details.

Are there any fees for checking my First Bank account balance?

Checking your account balance through traditional methods such as ATM or visiting a branch may incur associated fees depending on your account type or specific service fees imposed by First Bank. However, checking your account balance through digital methods like mobile banking apps or USSD codes is usually free. You should check with First Bank or consult their fee schedule for details.

How often should I check my First Bank account balance?

You should check your account balance regularly, based on your personal financial needs. Checking your balance at least once a week can help you stay informed about your financial situation and ensure that you have enough money for your expenses. You can also monitor your account balance before making important financial transactions or decisions.

What should I do if I have problems checking my account balance?

If you have difficulty or error when checking your First Bank account balance, you should contact First Bank Customer Service. They will be able to help you solve the problem and give you the necessary advice to solve it.

Can I check my account balance with someone else’s phone or credit card? 

Generally, you shouldn’t use someone else’s phone or credit card to check your account balance. For security reasons, it is best to use your own registered mobile phone or bank card linked to your First Bank account. This ensures the security and integrity of your financial information.

Can I check my account balance if I am outside of Nigeria?

Yes, you can check your First Bank account balance from outside Nigeria through digital methods such as mobile banking apps or online banking platforms. As long as you have an internet connection, you can log in to your account and access your account balance. However, it is important to be aware of any international data or roaming charges that may apply. 

Conclusion

Keeping track of your First Bank account balance is essential for effective financial management. Whether you choose traditional methods like ATM and branch visits or digital methods like mobile banking apps and online platforms, First Bank offers many convenient options for checking balances your account.

By regularly checking your account balance, you gain valuable information about your financial health. You can track your income and expenses, detect any unauthorized transactions, and make informed decisions about your finances. It helps you stick to your budget, avoid overdraft or underfunding, and effectively plan your financial goals. 

First Bank’s mobile banking app offers the convenience of accessing your account balance on the go, while the online banking platform allows you to conveniently check your balance on your own device. In addition, the USSD code provides a quick and accessible method to obtain your account balance using your registered mobile phone.