How to Check Bank Account Number Without Visiting Your Bank in Nigeria (2023 Guide).
In today’s fast-paced world, the ability to manage your finances online has become more important than ever. The banking sector in Nigeria has evolved rapidly over the years, and now most banks offer online banking services.
They’ve made it possible for people to open bank accounts online and to also check their account balance online.
One of the most important tasks that you can perform using online banking is checking your bank account number. In this article, we will provide you with a comprehensive guide on how to check your bank account number without visiting your bank in Nigeria.
Gone are the days where you had to physically visit your bank to get your account number or check your balance. In this article, we will show you how to check your bank account number without visiting your bank in Nigeria, as well as how to check your account balance, create a bank account online, and more.
How To Open Bank Account Online
Opening a bank account used to be a long and tedious process, but with the advent of online banking, it has become much simpler. You can now open a bank account online from the comfort of your own home. All you need is a device with an internet connection, and you can start the process.
- Visit the website of the bank you wish to open an account with. Most banks in Nigeria now have an online banking platform, which makes it easier for customers to open accounts, check their balances, and carry out other transactions.
- When you visit the bank’s website, look for the “open account” or “create account” button. Click on it, and you will be directed to a page where you will be required to fill in some personal information, such as your name, address, date of birth, and phone number.
- After providing the required information, you will be asked to upload some documents, such as a valid ID card, passport photograph, and utility bill. Once you have uploaded all the required documents, your application will be reviewed, and if everything is in order, your account will be opened in no time.
Account Balance Check
Checking your account balance has never been easier. You can now check your account balance without visiting your bank in Nigeria. Here are the ways you can check your bank account number:
Checking Bank Account Number Using USSD Code
Another easy and convenient way to check your bank account number without visiting your bank in Nigeria is by using USSD codes. This method works on any mobile phone, whether it is a smartphone or a basic feature phone.
Here are the steps to follow:
- Dial the USSD code for your bank. Each bank has its own unique code, and you can usually find it on their website or by contacting their customer service.
- Follow the instructions on the screen to select the option to check your account number.
- Enter any other required information, such as your BVN or date of birth.
- Your bank account number will be displayed on the screen.
- Checking Bank Account Number Using Internet Banking
If you have access to internet banking, checking your bank account number is as easy as logging in to your account and navigating to the account information section. Here’s how to do it:
- Visit your bank’s website and locate the internet banking section. Follow the instructions to register for the service.
- Log into your online banking account with your login credentials
- Locate the Account Information Section:
After logging in, navigate to the account information section on your internet banking dashboard. This section is usually labelled as “Account Summary,” “Account Information,” or “Account Details.”
- Select the Account:
Select the account you want to view the account number for. If you have multiple accounts with the same bank, ensure that you select the correct account.
- View the Account Number:
After selecting the account, your account number will be displayed on your internet banking dashboard. Take note of your account number for future reference.
- Checking Bank Account Number Using Mobile Banking App
Many banks in Nigeria now have mobile banking apps that make it easy to access your account information on the go. If you have a mobile banking app, checking your bank account number is as easy as opening the app and navigating to the account information section. Here’s how to do it:
- Download your bank’s mobile banking app:
Most banks in Nigeria have their mobile apps available for download on both the Apple App Store and Google Play Store.
- Register for the mobile banking service:
Once you have downloaded the app, you will need to register for the mobile banking service by providing your personal details and verifying your identity.
- Log in to the mobile banking app:
After registering, log in to the mobile banking app using your username and password or biometric authentication.
- Navigate to the account information section:
Once you have logged in, navigate to the account information section of the app. This section will usually display your account details, including your account number.
- Check your account number:
In the account information section, you should be able to see your bank account number. Take note of this number or save it for future reference.
If you don’t have a mobile banking app set up, you can easily download one from your bank’s website or from the app store on your mobile device.
- Check Bank Account Number Via ATM
Checking your bank account number via ATM is a convenient way to access your account information without the need to visit your bank in Nigeria. This can be especially helpful if you need to quickly provide your account number to someone, or if you simply want to confirm that you have the correct account number.
Here are the steps to follow to check your bank account number via ATM:
- Visit any ATM terminal:
To check your bank account number via ATM, visit any ATM terminal near you.
- Enter your PIN:
Enter your Personal Identification Number (PIN) to authenticate your account and gain access to the ATM features.
- Select “Check Account Balance”:
After entering your PIN, you will be taken to a menu of options. Look for “Check Account Balance” or “Account Information” on the screen and select it.
- Account number displayed:
After selecting the “Check Account Balance” option, your account balance and account number will be displayed on the screen. Take note of your account number and any other relevant information.
- End your transaction:
Once you have checked your account number, you can end your transaction and remove your ATM card from the machine.
FAQs
Q: Can I check my bank account number without visiting my bank in Nigeria?
A: Yes, there are several ways to check your bank account number without visiting your bank in Nigeria. These include using ATM machines, calling your bank’s customer service, using USSD codes, and accessing your account information online through internet or mobile banking.
Q: Can I open a bank account online in Nigeria?
A: Yes, many banks in Nigeria now offer the option to open a bank account online. This can be done through the bank’s website or mobile banking app, and typically requires you to provide some personal information and documentation to verify your identity.
Q: What is a virtual bank account?
A: A virtual bank account is a type of account that exists only online, and is not tied to a physical bank branch. It can be used for online transactions and purchases, and may be useful for people who don’t want to use their primary bank account for these types of transactions.
Q: What is the difference between a savings account and a current account?
A: A savings account is a type of bank account that is designed for saving money, typically offering higher interest rates than current accounts. A current account, on the other hand, is designed for day-to-day transactions and typically offers features like debit cards, overdraft facilities, and check writing.
Q: Can I open a bank account online for free in Nigeria?
A: Yes, many banks in Nigeria offer the option to open a bank account online for free. However, some banks may require you to maintain a minimum balance or pay certain fees in order to keep your account open.
Q: Is it safe to use online banking services?
A: Yes, it is generally safe to use online banking services as long as you take the necessary precautions, such as using strong passwords, regularly checking your account activity, and avoiding public Wi-Fi networks when accessing your account.
Q: What should I do if I suspect unauthorized transactions on my bank account?
A: If you suspect unauthorized transactions on your bank account, you should contact your bank immediately to report the issue and request a block on your account until the issue is resolved.
Conclusion.
There are several easy and convenient ways to check your bank account number without visiting your bank in Nigeria. Whether you prefer to use the ussd code or you prefer to use an ATM machine, , online bank app, or access your account information online through internet or mobile banking, the processes are quick and simple.
Above all, I suggest that you have or write down your bank account number in a secure place as soon as you receive it during the account opening process. This way, you can easily access it whenever you need it in the future.