How to Transfer Money from Access Bank

How to Transfer Money from Access Bank

Access Bank provides various digital channels and platforms to facilitate banking transactions. These include online banking, mobile banking apps, USSD codes, and a network of conveniently located ATMs across Nigeria.

Whether you need to transfer funds, pay bills, manage your accounts, or access loans and credit facilities, Access Bank offers a range of options designed to meet your financial needs. Friend. The bank also attaches great importance to customer service, with its own support channels to assist customers and answer any questions or concerns. 

Access Bank Transfer Methods

Online Banking Transfers 

Online bank transfers through Access Bank’s digital platform provide a convenient and efficient way to send money to other Access Bank accounts or to other banks. Here is a step-by-step guide on how to make an online bank transfer:

1. Access Online Banking Registration 

• If you are not registered for online banking, visit the official Access Bank website www.accessbankplc.com 

• Find the “Subscribe” or “Subscribe” option and click it.

• Go through the registration process, which usually includes providing your account information, personal data, and creating login information such as a username and password. 

• After registration, you may need to activate your online banking account via the activation link sent to your registered email address.

2. Sign in to your online banking account 

• Go to the official website of Access Bank and look for the “Sign In” or “Sign In” option.

• Enter your username and password generated during registration.

• Take any extra security steps like entering a one-time password (OTP) sent to your registered mobile number.

3. Navigate to the Transfer section 

• Once logged in, you will be directed to your online banking dashboard.

• Find the “Transfer” or “Payments” tab, usually located in the main menu or sidebar.

• Click on the appropriate option to enter the transfer section.

4. Added beneficiary details 

• If you have not added the recipient as a beneficiary, you will need to provide their details.

• Click on “Add new beneficiary” or similar option.

• Fill in the correct recipient account number, bank name and other required information.

• Check beneficiary details and save them for future use.

5. Start the transfer 

• After adding the beneficiary, you go back to the money transfer section.

• Select the type of money transfer you want to make (internal or interbank).

• Select beneficiaries from your saved list or enter their details manually.

• Enter the transfer amount and, if applicable, provide any additional information or comments.

• Review the transfer details to make sure they are correct. 

6. Confirm transfer 

• Before confirming the transfer, carefully check the beneficiary’s bank details and the amount of the transfer.

• If everything is correct then proceed to confirm the transfer.

• Some transfers may require additional security measures, such as entering an OTP sent to your registered mobile number.

7. Confirmation and transaction receipts 

• After successful transfer, you will receive a confirmation message on the online banking platform.

• It is recommended that you record the transaction reference number or take a screenshot for future reference.

• Access Bank’s online banking platform may also provide the option to download or print transaction receipts.

Mobile Banking App Transfers

Access Bank’s mobile banking app provides a convenient and user-friendly platform to transfer funds to other Access Bank accounts or accounts at other banks. 

Here are step-by-step instructions on how to make a transfer using the Access Bank mobile banking app:

1. Download and install the Access Bank Mobile Banking application 

• Visit Google Play Store or Apple App Store on your Android or iOS device in turn.

• Search for the “Access Bank plc” app.

• Download and install the app on your device. 

2. Register and login Mobile Banking application 

• Launch the Access Bank Mobile Banking app on your device.

• Tap the “Register” option to create a new account.

• Follow the registration process, which usually includes providing your account information, personal data, and creating a login (username and password).

• After registration, log in to the mobile banking app with your username and password.

3. Navigate to the Transfer section 

• After logging in, you will be directed to the main screen or dashboard of the application.

• Search for “Transfer”, “Payment”, or similar option, usually located in the main menu or bottom navigation bar.

• Click on the appropriate option to enter the transfer section.

4. Added beneficiary details 

• If the recipient has not been added as a beneficiary, you will need to provide their details.

• Tap “Add new beneficiary” or similar option.

• Enter the correct recipient account number, bank name and other required information.

• Check beneficiary details and save them for future use.

5. Start the transfer 

• After adding the beneficiary, you go back to the money transfer section.

• Select the type of money transfer you want to make (internal or interbank).

• Select beneficiaries from your saved list or enter their details manually.

• Enter the transfer amount and, if applicable, provide any additional information or comments.

• Review the transfer details to make sure they are correct.

6. Confirm transfer 

• Before confirming the transfer, carefully check the beneficiary’s bank details and the amount of the transfer.

• If everything is correct then proceed to confirm the transfer.

• Some transfers may require additional security measures, such as entering an OTP (one-time password) sent to your registered mobile number.

7. Transaction confirmation 

• After a successful transfer, you will receive a confirmation message in the mobile banking app.

• The confirmation message usually includes the transaction reference number and other relevant details.

8. Transaction history and receipts 

• Access Bank’s mobile banking app allows you to view your transaction history.
• Find “Transaction History”, “Activity” or similar option in the app. – You can find detailed information about your completed transfers, including transaction date, amount and reference number.
• Some apps also provide the option to download or email transaction receipts for your records.

USSD Code Transfers

Access Bank provides a USSD (Unstructured Supplementary Service Data) code that allows customers to do mobile banking without internet access. 

Here are step-by-step instructions on how to make a transfer using a USSD code from Access Bank:

1. Register for USSD Banking 

• Make sure your mobile number is registered in your Access Bank account.

• Dial the USSD code for the Access Bank USSD banking service (*901#). 

• Follow the on-screen instructions to apply for USSD banking service. This usually involves providing your account details, personal information, and creating a USSD PIN.

2. Dial the USSD code 

• Dial the designated USSD code (*901#) for Access Bank on your mobile.

• An options menu will appear on your screen, showing the various banking services available via USSD. 

3. Choose a money transfer option 

• In the options menu, select the transfer option. This may be labeled as “Money Transfer”, “Transfer” or a similar term.

4. Select the transfer method 

• After selecting the transfer option, you will be prompted to select the type of transfer you want to make, such as an internal or interbank transfer.

5. Enter beneficiary information 

• Enter the beneficiary’s account number. If you’ve added the recipient as a saved contact, you can select their name from the list.

• Provide any other necessary information, such as the beneficiary’s bank name or branch code.

6. Enter transfer amount 

Enter the amount you want to transfer to the beneficiary’s account.

7. Transfer confirmation 

• Check transfer details, including beneficiary’s account number and transfer amount.

• If everything is correct then proceed to confirm the transfer.

8. Enter your USSD PIN 

• To authorize the transaction, you will be prompted to enter the USSD PIN that you created during registration.

9. Transaction confirmation 

• After the transfer is successful, you will receive a confirmation message on the screen, confirming the details of the transaction.

ATM Transfers

Access Bank offers the ability to make transfers through its network of ATMs. Here is a step-by-step guide on how to make an ATM transfer with Access Bank

1. Locate Access Bank’s ATM 

• Find an Access Bank ATM nearby. Access Bank has an extensive network of ATMs throughout Nigeria, making it easy to find one.

2. Insert your debit card 

• Insert your Access Bank debit card into the ATM card slot. 

3. Enter your PIN 

• Enter your Personal Identification Number (PIN) using the ATM keypad. This is the PIN associated with your Access Bank debit card.

4. Select the “Transfer” option.

• Once you have entered your PIN, the ATM screen will show different transaction options. 

• Find the “Transfer” or “Transfer” option and select it.

5. Choose an account type 

• Select the type of account you want to transfer money from. This can be a savings account, checking account, or any other account linked to your debit card.

6. Select destination bank  

• if the transfer is to an account at another bank, you will be prompted to select the destination bank from the list of available options.

7. Enter the beneficiary’s account number 

• Enter the recipient’s account number (to whom you want to transfer money). Remember to enter the correct account number to avoid errors.

8. Enter transfer amount 

• Use the ATM keypad to enter the amount you want to transfer to the recipient’s account.

9. Transaction confirmation 

• Check the transfer information displayed on the ATM screen, including the recipient’s account number and the amount transferred.
• If everything is correct then proceed to confirm the transaction.

FAQs 

How long does it take to transfer from Access Bank to another bank?

The time it takes to transfer from Access Bank to another bank can vary. Typically, transfers to other banks in Nigeria can take anywhere from a few minutes to a few hours, depending on factors such as time of day, network connection, and the processing time of the receiving bank. 

Is there a fee for transferring money between Access Bank accounts?

Access Bank may charge a fee for some types of transfers, depending on the specific account type and transfer method used. 

Can I transfer money internationally through Access Bank?

Yes, Access Bank provides an international money transfer service for sending money abroad. These services often involve additional requirements and documentation, such as providing the recipient’s bank details, SWIFT codes, and compliance with foreign exchange regulations. 

Can I transfer money using the Access Bank mobile app without an internet connection?

No, the Access Bank mobile app requires an internet connection to work. However, Access Bank offers USSD banking services that allow customers to perform basic banking transactions, including wire transfers, using their mobile phones without internet access. You can dial the USSD code (*901#)provided by Access Bank to access these services.

How can I check the status of a transfer made from my Access Bank account?

To check the status of a transfer made from your Access Bank account, you can use the following methods:

• For transfers made via online banking or mobile banking, you can check the status of the transaction in your transaction history on the respective platforms.

• For transfers made via USSD bank or ATM transfer, you can visit a branch with your transaction details to inquire about the status.

What should I do if the transfer I make from Access Bank is not reflected in the recipient’s account? 

If a transfer made from your Access Bank account doesn’t reflect in the recipient’s account within the expected timeframe, consider the following steps:

• Check the accuracy of the beneficiary’s account details, such as account number and bank name.

• Check if the transfer was successful by checking your transaction history or by contacting Access Bank customer service.

• If the transfer is indeed successful but not reflected in the recipient’s account, advise the recipient to check with their bank for any possible delays or problems on their part.

• If the problem persists, contact Access Bank customer support +234 1- 2712005-7, +234 1-2802500, and provide them with the necessary transaction details for further assistance.

Conclusion 

Access Bank offers various convenient methods for transferring money, providing flexibility and ease to its customers. Whether through online banking, mobile banking apps, USSD codes or even ATM transfers, Access Bank strives to make the money transfer process efficient and accessible.

By signing up for online or mobile banking, customers can make easy transfers from the comfort of their devices. With step-by-step instructions, adding payees, initiating transfers and confirming transactions can be done easily through the bank’s digital platform.