Access Bank Sort Code – How To Use

Access Bank Sort Code - How To Use 1

Access Bank Sort Code

The sort code is an integral part of the banking system, enabling transparent and efficient transactions between different branches and institutions. For Access Bank, one of the leading financial institutions in Nigeria, its sort code system plays an important role in ensuring accurate money transfers and facilitating airless banking operations. 

Access Bank has implemented a powerful sorting code system that streamlines transactions within its extensive branch network. 

In this article, we’ll explore the importance of Access Bank sort codes, understand how they work, and learn how customers can leverage this system to improve their banking experience.

Access Bank Sort Code System

Access Bank has implemented a powerful and efficient sorting code system to facilitate seamless banking transactions within its extensive branch network. 

Let’s break down the components of the Access Bank sort code system:

  1. Bank code (first three digits)

The first three digits of the Access Bank sort code represent the bank code. In the case of Access Bank, these numbers are usually “044”, which uniquely identifies the Access Bank in the Nigerian banking system.

  1. Branch code (next three digits)

The next three digits of the Access Bank sort code represent the branch code. Each Access Bank branch is assigned a specific three-digit code to distinguish it from other branches of the bank. This code allows for accurate identification and routing of transactions to the relevant authority.

  1. Location code (last three digits)

The last three digits of the Access Bank sort code indicate the location code. This code further refines branch identification by specifying its exact location in the extended network. This helps ensure that transactions are routed to the correct branch, even in cases where multiple branches share the same branch code.

Accessing the Access Bank sort code is simple. Customers can refer to many different sources to find the specific sorting code they need:

  1. Visit the Bank’s website and online banking

The official Access Bank website and online banking platforms are reliable sources of sort code information. Customers can access their bank’s branch locator or view their account details online to find the placement code for their particular branch.

  1. Customer service

Access Bank’s dedicated customer service representatives are available to assist customers with any queries, including providing arrangement code details. Customers can contact the customer service hotline or visit the local branch to get the necessary information.

  1. Physical branch locations and printed materials

Access Bank branches often display their sort codes prominently on branch premises. Customers visiting the branch can find the sort code information displayed or request it from the branch staff. Additionally, printed documents such as checkbooks, account statements, and other official documents often include details of the relevant sort codes. 

Nevertheless, if you are not too busy, I present to you an Updated List Of Access Bank Sort & Branches

Access Bank Branches and Sort Codes in ABIA State

S/NSort CodeBranch NameBranch Address
 1004-100209ABA BRANCH69 Azikiwe road ABA
 2004-100720UMUAHIA BRANCHplot 6 trading residentiAL area Umuahia ABIA

Access Bank Branches and Sort Codes in ABUJA

S/NSort CodeBranch NameBranch Address
 1004-081069WUSE MARKET BRANCHERISCO BONPET PLAZA WUSE F.C.T
 2 004-080866NATIONAL ASSEMBLY BRANCHNATIONAL ASSEMBLY WHITE HOUSE BASEMENT FCT
 3044-081043KUBWA BRANCHPLOT 59 KUBWA
 4044-080565HERBERT MACAULAY, ABUJAHERBERT MACAULAY, ABUJA WAY FCT
 5 044-080879GARKI BRANCHAMAHDU BELLO  GARKI 11 ABUJA FCT
 6044-080947ASOKORO BRANCHPLOT 87 YAKUBU  GOWON  CRESCENT ASOKORO ABUJA FCT
 7044-080099AMINU KANO, ABUJA BRANCHPLOT 1195 AMINO KANO CRESCENT WUSE 11 ABUJA FCT
8044-080439ADETOKUNBO ADEMOLA ABUJAPLOT 833 ADETOKINBO ADEMOLA CRESCENT ASOKORO FCT

Access Bank Branches and Sort Codes in AKWA IBOM State

S/NSort CodeBranch NameBranch Address
 1 044-010360UYO21/23 GIBB STREET OFF ORON ROAD AKWA IBOM

Access Bank Branches and Sort Codes in ANAMBRA State

S/NSort CodeBranch NameBranch Address
 1044-020761AWKA BRANCH1 AJAEKWE ODOAGBA ONITSHA ANAMBRA
 2044-020703NNEWI BRANCHBLOCK 015 ZONE
 3044-020282ONITSHA BRAN62 NEW MARKET ROAD ONITSHA ROAD

Access Bank Branches and Sort Codes in BAUCHI State

S/NSort CodeBranch NameBranch Address
    1044-020282BAUCHI BRANCH24 MURTALA MOHAMMED WAY BAUCHI STATE

Access Bank Branches and Sort Codes in BORNO  State

S/NSort CodeBranch NameBranch Address
  1044-060352MAIDUGURISIR KASHIM IBRAHIM WAY MAIDUGURI BORNO STATE

Access Bank Branches and Sort Codes in BENUE  State

S/NSort CodeBranch NameBranch Address
   1044-050333MAKURDI BRANCH5 OGIRI OKO ROAD MAKURDI

Access Bank Branches and Sort Codes in DELTA State

S/NSort CodeBranch NameBranch Address
  1 044-040259ASABA BRANCH304 NNEBISI ASABA DELTA STATE
  2044-040233WARRI BRANCH57 EFFURUN SAPELE ROAD WARRI DELTA STATE

Access Bank Branches and Sort Codes in EBONYI State

S/NSort CodeBranch NameBranch Address
  1044-[250625ABAKALIKI BRANCH44 OGOJA ABAKILIKI EBONYI STATE

Access Bank Branches and Sort Codes in EDO State

S/NSort CodeBranch NameBranch Address
   1044-040301AKPAKPAVA BRANCH45 AKPAKPAVA STREET  ,BENIN CITY  ,EDO STATE
   2044-040783BENSON IDAHOSA UNIVERSITYBENSON IDAHOSA UNIVERSITY OFF UGBOR ROAD GRA
   3044-040699UNIBEN BRANCH BANK ROAD 2 UNIVERSITY OF BENIN UGBOWO  ,BENIN
   4044-040903SAPELE ROAD BRANCH164 SAPELE ROAD, OPPOSITE NPDC , SAPELE ROAD  ,

Access Bank Branches and Sort Codes in EKITI State

S/NSort CodeBranch NameBranch Address
  1044-180384ADO-EKITIPLOT 5, COMMERCIAL BLOCK A ALONG NEW IYIN ROAD

Access Bank Branches and Sort Codes in ENUGU State

S/NSort CodeBranch NameBranch Address
  1044-250188ENUGU BRANCH67 OGUI ROAD ,ENUGU STATE
  2044-250793OGUI ROAD BRANCH67 OGUI ROAD BY NNAMDI AZIKIWE STADIUM
  3044-250913UNIVERSITY OF NIGERIA ENUGU BRANCHUNIVERSITY OF NIGERIA ENUGU

Access Bank Branches and Sort Codes in GOMBE State

S/NSort CodeBranch NameBranch Address
  1044-030609ASHAKA CASH CENTREASHAKA CEMENT FACTORY  ,ASHAKA  ,GOMBE STATE
  2044-030272GOMBE BRANCH8 NEW MARKET ROAD  ,GOMBE STATE

Access Bank Branches and Sort Codes in IMO State

S/NSort CodeBranch NameBranch Address
  1044-100584OWERRI BRANCH18 WETHERAL ROAD  ,OWERRI  ,IMO STATE

 

Access Bank Branches and Sort Codes in JIGAWA State

S/NSort CodeBranch NameBranch Address
  1044-960960DUTSE BRANCHPLOT 10/11 SANI ABACHA WAY DUTSE  ,JIGAWA STATE

Access Bank Branches and Sort Codes in KADUNA State

S/NSort CodeBranch NameBranch Address
 1044-110121KADUNA BRANCH16/20 BIDA ROAD  ,KADUNA  ,KADUNA STATE

Access Bank Branches and Sort Codes in KANO State

S/NSort CodeBranch NameBranch Address
  1044-120137KANO BRANCH12B POST OFFICE ROAD  ,KANO  ,KANO STATE

Access Bank Branches and Sort Codes in KATSINA State

S/NSort CodeBranch NameBranch Address
 1044-130570KATSINA BRANCH106 IBB WAY  ,KATSINA  ,KATSINA STATE

Access Bank Branches and Sort Codes in KEBBI State

S/NSort CodeBranch NameBranch Address
 1044-270317BIRNIN KEBBI BRANCH1 JOS ROAD G.R.A  ,BIRNIN KEBBI  ,KEBBI STATE

Access Bank Branches and Sort Codes in KOGI State

S/NSort CodeBranch NameBranch Address
  1044-080646OBAJANA CASH CENTREOBAJANA CEMENT FACTORY  ,OBAJANA  ,KOGI STATE
  2044-080895LOKOJA BRANCH82 LOKOJA KABBA ROAD ,LOKOJA  ,KOGI   STATE

Access Bank Branches and Sort Codes in KWARA State

S/NSort CodeBranch NameBranch Address
  1044-140395ILORIN BRANCHSTADIUM SHOPPING COMPLEX TAIWO ROAD ,ILORIN

Access Bank Branches and Sort Codes in LAGOS State

S/NSort CodeBranch NameBranch Address
 1044-150440ADENIYI JONES, IKEJA BRANCH53 ADENIYI JONES STREET IKEJA ,LAGOS STATE
2044-151106ADEOLA ODEKU11A,ADEOLA ODEKU STREET,VICTORIA ISLAND
3044-150660ADETOKUNBO ADEMOLA30A ADETOKUNBO ADEMOLA VICTORIA ISLAND
4044-151038ADEYEMO ALAKIJA BRANCHCOMMERCE HOUSE 1 IDOWU TAYLOR STREET
5044-150042AGUDA BRANCHPLOT 1/3 ENITAN STREET SURULERE ,LAGOS STATE
6044-150482AKOKA BRANCH100 ST. FINBARRS COLLEGE ROAD AKOKA  ,LAGOS STATE
7044-150686ALABA INTERNATIONAL MKTSHOP A65 ALABA INTL MARKET OJO  ,LAGOS STATE
8044-150084ALLEN AVENUE, IKEJA BRANCH84 ALLEN AVENUE IKEJA ,LAGOS STATE
9044-150521APONGBON BRANCH16 APONGBON STREET APONGBON ,LAGOS STATE
10044-150673ASPAMDA BRANCHZONE B R4 MERCY CAFE ASPAMDA PLAZA TRADE FAIR
11044-150003BROAD STREET BRANCH134/136 BROAD STREET  ,LAGOS ISLAND  ,LAGOS STATE
12044-150013BURMA ROAD, APAPA BRANCH4 BURMA ROAD APAPA  ,LAGOS STATE
13044-150327COMMERCIAL ROAD, APAPA8/10 COMMERCIAL ROAD  ,APAPA  ,LAGOS STATE
14044-150453CREEK ROAD, APAPA BRANCH24A CREEK ROAD APAPA  ,LAGOS STATE
15044-150071DALEKO840/857,DALEKO MARKET  ,DALEKO  ,LAGOS STATE
16044-150819FESTAC TOWN BRANCHPLOT 650A 32 ROAD 3RD AVENUE FESTAC TOWN  ,LAGOS STATE
17044-150848IBAFON BRANCH8 APAPA EXPRESS WAY IBAFON COCONUT  ,APAPA
18044-150291IDEJO BRANCHPLOT 1617, DAMOLE/IDEJO STREET VICTORIA ISLAND
19044-151012IDI-ARABA BRANCHCOLLEGE OF MEDICINE ISHAGA ROAD IDI-ARABA
044-150026IDUMOTA BRANCH6 OBUN EKO STREET IDUMOTA  ,LAGOS STATE
20044-150068IKORODU BRANCH7 AYANGBUREN ROAD IKORODU  ,LAGOS STATE
21044-150657IKOTA BRANCHIKOTA SHOPPING COMPLEX ,LEKKI  ,LAGOS STATE
22044-150505IPAJA BRANCH171 ABEOKUTA EXPRESSWAY IYANA IPAJA
23044-151054LEKKI CHEVRON BRANCHBESIDE CHEVRON ROUND ABOUT ALONG LEKKI -EPE
24044-150822LIGALI AYORINDEPLOT 15 LIGALI AYORINDE  ,VICTORIA ISLAND
25044-150806M. MOHAMMED AIRPORT 2DOMESTIC AIRPORT TERMINAL ALONG AIRPORT ROAD
26044-151083MARINA BOI BRANCHBANK OF INDUSTRY BULIDING BROAD STREET, MARINA
27044-150712MARYLAND BRANCH6 MOBOLAJI BANK-ANTHONY WAY IKEJA  ,MARYLAND
28044-150741MUSHIN MATORI BRANCH141 LADIPO STREET MATORI ,LAGOS STATE
29044-150880OGBA BRANCH40A/40B OGBA IJAIYE ROAD ,OGBA  ,LAGOS STATE
30044-123738OGUNLANA DRIVE BRANCH150 OGUNLANA DRIVE ,SURULERE  ,LAGOS STATE
31044-150495OLD OJO BRANCH153 OLD OJO ROAD KUJE-AMUWO ,AGBOJU
32044-150152ONIKAN BRANCH30 KING GEORGE V ROAD ,ONIKAN  ,LAGOS STATE
33044-150165ONIPANU170,IKORODU ROAD ,ONIPANU  ,LAGOS STATE
34044-151009OSOLO WAY BRANCH18 OSOLO WAY AJAO ESTATE  ,OSOLO  ,LAGOS STATE
35044-150518PALM AVENUE BRANCH4 PALM AVENUE ,MUSHIN  ,LAGOS STATE
36044-150851POINT ROAD BRANCHI POINT ROAD, APAPA  ,LAGOS STATE
37044-150534SIMBIAT ABIOLA, IKEJA20 SIMBIAT ABIOLA ROAD ,IKEJA  ,LAGOS STATE
38044-150479TINCAN ISLAND BRANCHKIRIKIRI LIGHTER TERMINAL 2 TINCAN ISLAND  ,TINCAN
39044-150466TRADE FAIR BRANCHCONIA HOUSE OPPOSITE KANO PLAZA TRADE FAIR
40044-150110UNION DICON8/10 COMMERCIAL ROAD ,APAPA  ,LAGOS STATE
41044-150149VICTORIA ISLAND BRANCHPLOT 1665 OYIN JOLAYEMI STREET, VICTORIA ISLAND
42044-150835ILUPEJU BRANCH25A ILUPEJU BYE – PASS ,ILUPEJU  ,LAGOS. STATE

Access Bank Branches and Sort Codes in NASARAWA State

S/NSort CodeBranch NameBranch Address
   1044-200756LAFIA BRANCH32 JOS ROAD  ,LAFIA  ,NASARAWA STATE

Access Bank Branches and Sort Codes in NIGER State

S/NSort CodeBranch NameBranch Address
  1044-160401MINNA BRANCHNICON BUILDING 1 BANK ROAD ,MINNA  ,NIGER STATE
  2044-082000SULEJA DEPOT CASH CENTRENNPC SULEJA DEPOT  ,DIKKO  ,NIGER STATE

Access Bank Branches and Sort Codes in OGUN State

S/NSort CodeBranch NameBranch Address
  1044-170378ABEOKUTA BRANCH14 LALUBU STREET OKE – ILEWO ABEOKUTA
  2044-151025AGBARA BRANCHBANK ROAD AGBARA INDUSTRIAL ESTATE  ,AGBARA

Access Bank Branches and Sort Codes in ONDO State

S/NSort CodeBranch NameBranch Address
 1044-180177AKURE BRANCHN0 17 OYEMEKUN ROAD AKURE  ,ONDO STATE

Access Bank Branches and Sort Codes in OSUN State

S/NSort CodeBranch NameBranch Address
  1044-190057OSHOGBO BRANCHPLOT 2 AIYEDUN LAYOUT  ,GBONGAN  ,OSUN STATE

Access Bank Branches and Sort Codes in OYO State

S/NSort CodeBranch NameBranch Address
  1044-191098BODIJAPLOT 32 BODIJA UI ROAD,BODIJA,IBADAN  ,OYO STATE
  2044-190196DUGBE MARKET, IBADAN1 JIMOH ODUTOLA STREET DUGBE MARKET  ,IBADAN
  3044-190549IWO ROAD, IBADAN BRANCH37 IWO ROAD  ,IBADAN  ,OYO STATE

Access Bank Branches and Sort Codes in PLATEAU State

S/NSort CodeBranch NameBranch Address
 1044-200222JOS BRANCH28A RWANG PAM ROAD  ,JOS  ,PLATEAU STATE

Access Bank Branches and Sort Codes in RIVERS State

S/NSort CodeBranch NameBranch Address
 1044-210924AGIP ROAD BRANCHNO 1 AGIP ROAD BESIDE KILIMANJARO MILE 4 RUMUEM
 2044-210937BANK ROAD BRANCHBANK ROAD OPPOSITE HIGH COURT  ,PORT HARCOURT
 3044-210555AZIKIWE ROAD BRANCH12 AZIKIWE ROAD  ,PORT HARCOURT  ,RIVERS STATE
 4044-210610BONNY CASH CENTRE64 HOSPITAL ROAD  ,BONNY ISLAND  ,RIVERS STATE
 5044-210241OLU OBASANJO BRANCH329A OLU OBASANJO ROAD ,PORT-HARCOURT
 6044-210429ONNE ROAD BRANCH3 ONNE ROAD GRA PHASE 2  ,PORT HARCOURT
 7044-211075RUMUOKORO BRANCH679 IKWERRE ROAD RUMUOKORO ROUND ABOUT

Access Bank Branches and Sort Codes in SOKOTO State

S/NSort CodeBranch NameBranch Address
    1044-220419SOKOTO BRANCHOPP. AFRIBANK PLC MAIDUGURI ROAD ,SOKOTO

Access Bank Branches and Sort Codes in TARABA State

S/NSort CodeBranch NameBranch Address
    1044-950954JALINGO BRANCH57B HAMMARUWA WAY JALINGO  ,TARABA STATE

Access Bank Branches and Sort Codes in ZAMFARA State

S/NSort CodeBranch NameBranch Address
   1044-220778GUSAU BRANCH10 SANI ABACHA WAY  ,GUSAU  ,ZAMFARA STATE

Importance of  Access Bank Sort Code

Sort codes play a vital role in facilitating efficient and accurate banking transactions. 

Here are the main reasons why sorting code is so important:

  1. Correct fund routing

The sort code ensures that the funds are transferred to the correct branch in the bank’s network. By including the correct sort code in the transaction instructions, banks can efficiently route funds to their intended recipients, minimizing errors and mis-payments. This accuracy reduces delays and ensures that the money gets to its destination quickly. 

  1. Seamless interbank transfers

Sort codes are especially important for interbank transfers. When transferring funds between different banks, a sort code is used to identify the receiving bank and the branch. This information enables smooth coordination between banks, enabling safe and efficient transfers of funds across banking networks.

  1. Direct deposit and salary payment

The sort code is required to set up direct deposit and payroll payments. Employers and organizations rely on arrangement codes to ensure that employees’ wages are properly deposited into their designated bank accounts. Includes precisely sequenced code that streamlines the process, eliminates the need for manual intervention, and reduces the possibility of errors.

  1. Payment and bill payment

Sort codes make it easy to pay and pay bills quickly. Whether paying bills, paying suppliers or settling financial obligations, include the correct classification code to ensure funds are delivered to the intended recipient branch. This simplifies financial transactions for individuals and businesses, saving time and ensuring accuracy.

  1. Effective branch identification

The sort code provides a unique identification system for bank branches. Each branch of the banking network is assigned a unique classification code, allowing for quick and accurate identification. This identification is important for various banking activities, such as locating the nearest branch, accessing branch-specific services, or responding to specific banking requirements.

  1. Integration with electronic systems

The sort code is seamlessly integrated into the e-banking system and financial infrastructure. Banks and financial institutions use sort codes to automate transaction processing, verify account details, and ensure compliance with regulatory requirements. The use of standardized sorting code enables seamless interoperability between different banking systems and improves the overall efficiency of the banking ecosystem. 

  1. Prevent fraud and misrouting

Sort codes play an important role in preventing fraud and misdirection of funds. By including the correct sort code, customers can ensure that their funds are delivered to the intended recipient branch. Verification of the sort code before initiating a transaction adds an extra layer of security, reducing the risk of funds being transferred to the wrong account or falling victim to fraudulent activity. 

Using Access Bank Sort Code

The Access Bank sort Code is a valuable tool for performing various banking transactions. Here are a few ways to use the Access Bank sort code effectively:

  1. Interbank transfer

When initiating an interbank transfer from your Access Bank account to another bank, you’ll need the recipient’s bank code. Make sure you have the correct sort code for the recipient’s bank and include it along with the recipient’s account number. This ensures funds are transferred correctly to the desired bank and branch, facilitating seamless transfers.

  1. Direct deposit

The arrangement code is needed to set up direct deposit, such as receiving salaries, pensions or other regular payments directly into your Access Bank account. Provide your employer or depository institution with your Access Bank account number and the correct Access Bank classification code associated with your branch. This ensures that funds are credited to your account quickly and securely.

  1. Pay the bill

When paying bills, utilities or other services, you may need to provide the banking classification code of the receiving entity. For example, if you are paying a utility bill and need to transfer funds to the utility company’s account, you must include their bank classification number as well as the account details provided by the utility company. This effectively ensures that the payment reaches the correct account. 

  1. Vendor payment

Businesses can use an Access Bank arrangement code to assist with vendor payments. When making payments to vendors or agents, make sure you have their bank sort number and account details. Including the correct sort code ensures that the payment is correctly routed to the bank and vendor’s designated branch, allowing for a smooth and fast transaction.

  1. Account verification

The Access Bank sort code can be used to verify the authenticity of a bank account. When dealing with individuals or companies, especially with large amounts of money, you should check their bank details. Account number verification is provided with the associated sort code to ensure accuracy and reduce the risk of fraudulent activity.

  1. Specific services of the branch

Access Bank classification codes can be used to identify specific branches and access branch-specific services. Some banking services or requirements may require you to provide the branch identification number. For example, when applying for certain loan products or answering branch-specific queries, having the correct sort code at your fingertips can streamline the process and provide information.

FAQs

What is the sort code?

A sort code is a unique identifier assigned to a particular bank branch. It is used to facilitate the correct routing of funds in the banking system.

How many digits are there in the Access Bank sort code?

The Access Bank sort code consists of nine digits. 

How can I find my Access Bank branch sort code?

You can find an Access Bank branch’s classification code through a variety of channels, such as the Access Bank website, online banking platform, customer service, physical branches, or printed documents such as checkbooks and account statement.

Can I use an Access Bank arrangement code for interbank transfers?

Yes, you can use the Access Bank sort code for interbank transfers. When initiating a transfer to another bank, you’ll need the recipient’s bank code as well as their account number. Ask:

Can the Access Bank sort code be changed?

Yes, the sort code can change over time due to branch switching or other updates. It is important to stay up-to-date with any changes by periodically checking Access Bank’s official sources or contacting their customer service for the most up-to-date and accurate sort code information.

Can I use the Access Bank sort code for international transactions?

The sort code is mainly used for domestic transactions in Nigeria. For international transactions, you will typically need to provide additional information such as a SWIFT code or an IBAN number. You should consult Access Bank or consult their international banking guidelines for specific details.

What should I do if I’m not sure about the sort code or need help?

If you have any doubts or need help with the Access Bank sort code, you should contact Access Bank customer service. They can provide accurate information, answer your questions, and ensure a smooth banking experience. 

How important is it to use the correct sort code?

Using the correct sort code is important to ensure correct routing of coins. Incorrect sort codes can lead to delays, payments to the wrong address, or even loss of funds. Always verify the correctness of the sort code before initiating any transaction.

Can I use a sort code to verify my account? 

Yes, a sort code can be used to verify the authenticity of a bank account. By cross-checking the account number with the associated sort code, you can ensure that the account details provided are correct and reduce the risk of fraudulent activity. 

Conclusion

Access Bank sort code system is an essential part of the banking infrastructure, ensuring the correct and efficient routing of funds in its branch network. Understanding and using sort codes correctly is essential for performing various banking transactions, such as wire transfers, direct deposit, bill payments, and vendor payments .

Access Bank provides multiple channels for customers to access sort code information, including their website, online banking platform, customer service, physical branches, and printed materials. It is important to verify the correctness of the sort code before initiating any transaction to avoid delays, false transfers or loss of funds.