All Bank Transfer USSD Codes – How to Transfer Money via Mobile Phone in Nigeria [2023 Guide]

All Bank Transfer USSD Codes – How to Transfer Money via Mobile Phone in Nigeria.

As the world becomes more connected and digitised, traditional methods of banking are being replaced with more innovative and efficient ways of managing financial transactions. One of the most popular and convenient ways of transferring money in Nigeria is via mobile phone.

Mobile money transfer is a service that enables customers to transfer money from their bank accounts to another account, mobile wallet, or phone number using their mobile phones.

In this guide, we’ll take a look at how to transfer money via mobile phone in Nigeria, including the different methods available and the steps involved.

Method 1:

Using Bank USSD Codes The easiest and most convenient way to transfer money via mobile phone in Nigeria is by using bank USSD codes. These codes are unique to each bank and allow customers to perform a variety of transactions, including money transfers, from their mobile phones.

To transfer money using bank USSD codes ,simply follow these steps:

Dial the USSD code for your bank (e.g., *737# for GTB, *901# for Access Bank, etc.).
Follow the prompts to select the option for transferring money.
Enter the recipient’s account number and the amount you wish to transfer.
Confirm the transaction by entering your PIN or providing any other required authentication.
Once the transaction is complete, you should receive a confirmation message.

How to transfer money using USSD codes from your bank to another bank in Nigeria

1. Access Bank Ussd Money Transfer Code

What Is Access Bank USSD Money Transfer Code?

Here’s how to transfer money from Access bank to another bank, follow the steps below;

Dial this *901*1*Amount*AccountNumber#; e.g *901*1*10000*1234567890 # to transfer N10,000.

2. First Bank Ussd Money Transfer Code

What Is First Bank USSD Money Transfer Code?

Here’s how to transfer money from FirstBank to another bank, follow the steps below;

Dial this *894*Amount* Beneficiary Account Number# ;e.g *894*10000*1234567890# to transfer N10,000

3. Guaranty Trust Bank Ussd Money Transfer Code

What Is Guaranty Trust Bank USSD Money Transfer Code?

Here’s how to transfer money from Guaranty Trust Bank to another bank,follow the steps below;

Dial this *737*1*Amount*NUBAN Account Number# (e.g. *737*1*1000*1234567890#) to transfer 1000

4. United Bank for Africa (UBA) Ussd Money Transfer Code

What Is United Bank for Africa (UBA) USSD Money Transfer Code?

Here’s how to transfer money from United Bank for Africa(UBA) to another bank, follow the steps below;

Dial this *919*3*Account number*Amount#; e.g*913*1234567890*10000*# to transfer N10,000.

5. Zenith Bank Ussd Money Transfer Code

What Is Zenith Bank USSD Money Transfer Code?

Here’s how to transfer money from Zenith Bank to another bank, follow the steps below;

Dial this*966*Amount*Account Number# (e.g. *966*10000*1234567890#) to transfer N10,000.

6. Ecobank Ussd Money Transfer Code

What Is Eco bank USSD Money Transfer Code?

Here’s how to transfer money from Ecobank to another bank, follow the steps below;

Dial this * *326*AccountNumber*Amount#; e.g *326*1234567890*10000# to transfer N10,000.

7. Fidelity Bank Ussd Money Transfer Code

What Is Fidelity Bank USSD Money Transfer Code?

Here’s how to transfer money from Fidelity bank to another bank, follow the steps below;

Dial this *770*AccountNumber*Amount#; e.g *770*1234567890*10000# to transfer N10,000.

8. Union Bank Ussd Money Transfer Code

What Is Union Bank USSD Money Transfer Code?

Here’s how to transfer money from Union Bank to another bank, follow the steps below;

Dial this *826*1*Amount*Account No#; e.g *826*10000*1234567890# to transfer N10,000.

9. Stanbic IBTC Bank Ussd Money Transfer Code

What Is Stanbic IBTC Bank USSD Money Transfer Code?

Here’s how to transfer money from Stanbic IBTC Bank to another bank, follow the steps below;

Dial this*909*7000*0876454586#; e.g *909*1234567890*10000# to transfer N7,000.

10. Sterling Bank Ussd Money Transfer Code

What Is Sterling Bank USSD Money Transfer Code?

Here’s how to transfer money from Sterling Bank to another bank, follow the steps below;

Dial this *822*Amount*Account Number#; e.g *822*10000*1234567890# to transfer N10,000.

11. FCMB Ussd Money Transfer Code

What Is First City Monument Bank (FCMB) USSD Money Transfer Code?

Here’s how to transfer money from FCMB to another bank, follow the steps below;

Dial *329*Amount*AccountNumber# to transfer funds.

12. Unity Bank Ussd Money Transfer Code

What Is Unity Bank USSD Money Transfer Code?

Here’s how to transfer money from Unity Bank to another bank, follow the steps below;

Dial this *7799*1*AccountNo*Amount# (e.g. *7799*1*1234567890*10000#) to transfer N10,000.

13. Polaris Bank Ussd Money Transfer Code

What Is Polaris Bank USSD Money Transfer Code?

Here’s how to transfer money from Polaris Bank to another bank, follow the steps below;

Dial this *833*Amount*Account Number#; e.g *833*10000*1234567890*# to transfer N10,000.

14. Keystone Bank Ussd Money Transfer Code

What Is Keystone Bank USSD Money Transfer Code?

Here’s how to transfer money from Keystone Bank to another bank, follow the steps below;

Dial this*7111*Amount* Account Number# (e.g. *7111*1000*1234512345#) to transfer N1,000.

15. Heritage Bank Ussd Money Transfer Code

What Is Heritage Bank USSD Money Transfer Code?

Here’s how to transfer money from Heritage Bank to another bank, follow the steps below;

Dial this *745*1*Amount*Account Number#; e.g *745*10000*1234567890*# to transfer N10,000.

16. Wema Bank Ussd Money Transfer Code

What Is Wema Bank USSD Money Transfer Code?

Here’s how to transfer money from Wema bank to another bank, follow the steps below;

Dial this *945*accountNo*amount# ; e.g *945*1234567890*10000# to transfer N10,000.

17. Standard Chartered Bank Ussd Money Transfer Code

What Is Standard Chartered Bank USSD Money Transfer Code?

Here’s how to transfer money from Standard Chartered Bank to another bank, follow the steps below;

Dial this *977*Amount*Account Number# ·; e.g *977*10000*1234567890*# to transfer N10,000.

18. Jaiz Bank Ussd Money Transfer Code

What Is Jaiz Bank USSD Money Transfer Code?

Here’s how to transfer money from Jaiz bank to another bank, follow the steps below;

Dial this 973*1*Amount*Account Number#; e.g *973*10000*1234567890# to transfer N10,000.

19. ALAT by Wema Bank Ussd Money Transfer Code

What Is ALAT by Wema Bank USSD Money Transfer Code?

Here’s how to transfer money from ALAT by Wema bank to another bank, follow the steps below;

Dial this *770*AccountNumber*Amount#; e.g *770*1234567890*10000# to transfer N10,000.

It’s important to note that the exact steps may vary slightly depending on the specific bank and service you are using. It’s always best to follow the prompts on the screen or consult your bank’s customer service if you have any questions or issues.

Method 2:

Using Mobile Money Transfer Apps

Another way to transfer money via mobile phone in Nigeria is by using mobile money transfer apps. These apps are available for download on the Google Play Store or Apple App Store and allow customers to transfer money to other mobile money accounts or bank accounts.

Some popular mobile money transfer apps in Nigeria include:

Paga
Opay
Quickteller
Firstmonie
Flutterwave
Remita

To transfer money using a mobile money transfer app, follow these steps:

Download and install the app on your mobile phone.
Register and create an account on the app.
Link your bank account or debit card to the app.
Select the option for transferring money.
Enter the recipient’s account number or phone number and the amount you wish to transfer.
Confirm the transaction by entering your PIN or providing any other required authentication.
Once the transaction is complete, you should receive a confirmation message.

Tips for Safe and Secure Mobile Money Transfer

When transferring money via mobile phone, it’s important to take certain precautions to ensure the safety and security of your funds.

Here are some tips to keep in mind:

Always use a secure and trusted network when transferring money via mobile phone.
Do not share your PIN or any other personal information with anyone.
Ensure that the recipient’s account number or phone number is correct before initiating the transaction.
Keep a record of all your mobile money transactions for future reference.
If you suspect any unauthorised or fraudulent activity on your mobile money account, contact your bank immediately.

FAQs

1. Is it safe to transfer money via mobile phone in Nigeria?

Yes, it is safe to transfer money via mobile phone in Nigeria as long as you take the necessary precautions, such as using a secure network, not sharing your PIN or personal information, and keeping a record of your transactions.

2. Can I transfer money to someone who doesn’t have a bank account?

Yes, some mobile money transfer apps allow you to transfer money to someone who doesn’t have a bank account. The recipient can then withdraw the money from a mobile money agent.

3. How long does it take for a mobile money transfer to be completed?

The time it takes for a mobile money transfer to be completed depends on the method you use and the specific service provider. USSD transfers typically take a few seconds to complete, while transfers using mobile money transfer apps may take a few minutes.

4. Are there any fees for transferring money via mobile phone in Nigeria?

Yes, some banks and mobile money transfer apps may charge a fee for using their services. It’s always best to check with your bank or service provider for the most up-to-date information on fees.

5. What should I do if I encounter any issues with a mobile money transfer?

If you encounter any issues with a mobile money transfer, such as an incorrect recipient account number or a failed transaction, contact your bank or service provider immediately for assistance.

Conclusion

Mobile money transfer is a convenient and hassle-free way of transferring money in Nigeria. Whether you choose to use bank USSD codes or mobile money transfer apps, it’s important to follow the steps carefully and take the necessary precautions to ensure the safety and security of your funds.

With this guide, you should now be able to transfer money via mobile phone with ease.